Jeremiah Smith, a freshman at Ohio State, has made an impressive debut in college football. His exceptional performance as a wide receiver has positioned him as one of the Buckeyes' top players. To protect his future career, Smith's family secured permanent total disability insurance ahead of the College Football Playoff. This coverage ensures financial security in case of any career-ending injuries, both on and off the field. Despite not being eligible for the NFL draft until 2027, experts predict he could be the No. 1 overall pick. Smith's achievements include significant contributions to Ohio State's CFP championship run, with notable performances against Tennessee and Oregon. However, he faced a quiet game in the Cotton Bowl semifinal against Texas. The upcoming CFP championship against Notre Dame will be another critical test for this rising star.
The Promise of a Future NFL Star
Jeremiah Smith's freshman year at Ohio State has been nothing short of spectacular. His rapid ascent as a wide receiver has caught the attention of fans and analysts alike. With 1,227 receiving yards and 14 touchdowns on the season, Smith has already demonstrated his potential to become one of the best in college football history. Analysts have even suggested that if he were eligible for the 2023 NFL draft, he would undoubtedly be the top pick. This prediction underscores the immense talent and promise that Smith brings to the field. His performances in crucial games have only solidified his status as a future NFL superstar.
Smith's journey began with impressive showings in Ohio State's first two CFP games against Tennessee and Oregon, where he combined for 290 receiving yards and four touchdowns on 13 catches. These performances highlighted his ability to deliver under pressure. However, his play against Texas in the Cotton Bowl semifinal was less impactful, with only one catch for three yards. Despite this setback, Smith remains a key player for the Buckeyes as they prepare for the CFP championship against Notre Dame. The upcoming game will provide another opportunity for him to showcase his skills and further cement his legacy as a future NFL standout.
Safeguarding a Promising Career
To ensure Jeremiah Smith's promising future is protected, his family took proactive measures by securing permanent total disability insurance. This insurance policy provides financial security in the event of a career-ending injury, both on and off the field. Such precautions are rare for freshmen but reflect the high value placed on Smith's talent. The insurance, provided by Leverage Disability and Life Insurance, covers him until August 1, 2027, or until he signs an NFL contract, whichever comes first. This protection is crucial as it safeguards his financial well-being should an unforeseen accident occur.
The cost of Smith's insurance premiums ranges from $7,500 to $8,000 per million of coverage, according to sources cited by CBS Sports. While this may seem steep, it is a small price to pay for the peace of mind it offers. Richard Giller, head of insurance recovery at Greenspoon Marder law firm, emphasized the comprehensive nature of the coverage, stating that it would protect Smith even in non-sports-related incidents. For instance, if Smith were to step off a curb and get hit by a car, he would still be covered. The rarity of such insurance for freshmen underscores the exceptional nature of Smith's talent and the recognition of his potential impact on the sport. As Ohio State prepares for the CFP championship, Smith's family can rest easy knowing that his future is safeguarded.